MyInvestor Hits 750K Accounts with 73% Customer Growth in 2025

MyInvestor, the Andorran neobank backed by Andbank Group, El Corte Inglés Seguros, AXA España and various family offices, closed 2025 with 750,000 active accounts after gaining 316,000 new customers—a 73% rise from the prior year. Business volume climbed 66% to €13.817 billion, an increase of €5.5 billion over 2024.

Investment products fueled the growth, totaling €9.334 billion, up 94.1% from December 2024. Accounts and deposits expanded 27.3% to €3.930 billion, while mortgages and loans rose 27.4% to €553 million. The default rate stayed at a low 0.2%. Net profit reached €3.15 million, supported by a CET1 ratio of 26% and Tier 1 at 55%, among the strongest in Spain.

A major initiative was the Premium Plan launch, a €7.99 monthly subscription to deepen customer ties with superior savings and investment features. It offers a dollar account at 2.5% AER, deposits up to 4% AER, priority access to sought-after alternative investments, card cashback and more.

The platform solidified its role as Spain's top retail investment option, where clients averaged 7% returns. In a calmer market than 2024, indexed portfolios ranged from 2.1% in the short-term fixed-income Savings Portfolio to 9.3% in the 100% equity Metal portfolio. Finanbest hybrid funds, mixing passive and active strategies, hit up to 11.8% for riskier profiles.

Top proprietary funds shone: MyInvestor Value, under Carlos Val-Carreres, gained 22.6%, beating the global index's 6.67% and European small-cap benchmark's 16.35%. MyInvestor Cartera Permanent, managed by Rafael Ortega and Carlos Santiso, returned 11.4%, trailed by MyInvestor Mercats Desenvolupats i Emergents at 8.1% and MyInvestor Nasdaq 100 at 5.1%. MyInvestor Dividends (pure JP Morgan) rose 1.6%, while MyInvestor S&P 500 Equiponderado dropped 2.3%.

Indexed pension plans also advanced: MyInvestor Indexat Global at 8.3%, MyInvestor Cartera Permanent PP at 9.3% and MyInvestor Indexat S&P 500 at 3.7%. In active management, Finanbest Eficiente Bolsa Global rose 10.6% and Finanbest Eficiente Renta Fija Mixta gained 3.3%.