Andorra's PS Group Proposes Law for Housing Cooperatives to Boost Affordable Homes

The social-democrat PS group has submitted a proposició de llei to regulate housing cooperatives in Andorra, presenting the measure as an additional tool to tackle the challenges of accessing affordable and decent homes.

Presented this morning by vice-president Pere Baró and councillor Laia Moliné, the bill comprises 88 articles divided into five sections. It establishes a dedicated legal framework for cooperatives operating on a "cessió d’ús" model, where the cooperative retains ownership of the building and individual units cannot be divided or sold. Members gain the right to occupy a specific home but cannot profit from speculation; upon leaving, they recover any reimbursable contributions, with the unit passing to another eligible person.

PS leaders stressed that the initiative complements existing options like public housing, rentals, and private ownership, without replacing them. Monthly contributions must cover actual costs such as financing and maintenance, and may adjust accordingly, but not according to market prices. The law outlines access criteria, decision-making processes, repair responsibilities, handling of defaults, separations, justified absences, and continuity of usage rights in family situations.

The group did not consult the government beforehand, despite the executive being aware of their intentions. Moliné said they view the proposal as "necessary and useful" and would not understand a negative assessment. Baró expressed hope for a favourable government opinion, which would allow parliamentary amendments during processing. He noted existing interest from cooperatives and associations, with some parishes already offering land to test the model.

Authorities have not yet issued their criterion on the bill.