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Andorra Reports €88M Tax Surplus for 2025 Despite New Deductions

Record revenues from IRPF, foreign property investment tax, and others exceeded forecasts, even as measures aimed to curb real estate purchases boosted collections.

Key Points

  • Andorra reports €88M tax surplus for 2025 despite new deductions.
  • IRPF projected at €93M, up €13M from 2024's €80M.
  • Foreign property investment tax collected €19.18M, double the €9.35M budget.
  • Property transfer tax hit €4.3M, 58% above 2024 levels.

Andorran Government Reports Record Tax Revenues for 2025, Including IRPF and Foreign Property Investment Taxes

The 2025 fiscal year closed with an €88 million surplus, driven by strong performances in IRPF, corporate tax, VAT and property-related levies that exceeded forecasts despite new deductions and their original intent to curb foreign real estate purchases.

The Andorran government has reported a robust €88 million surplus for the 2025 fiscal year, highlighting record collections across key taxes despite new deductions introduced by the Sustainable Growth Law and Housing Rights Law.

The personal income tax (IRPF) campaign launched on Thursday, marking its eleventh year, with projections of €93 million in total revenue—€54 million already secured through 2025 salary withholdings and an expected €39 million from the regularization period running from 1 April to 30 September. This would surpass last year's €80 million by €13 million. Officials anticipate processing around 29,000 declarations, 85% online, though most filings are likely to cluster toward the deadline. Finance Minister Ramon Lladós noted that IRPF has become routine in Andorra's fiscal calendar, with Department of Taxes and Borders director Carles Ferreira echoing the sentiment. New deductions, including higher ones for primary home purchases, affordable rentals and children's education, are expected to influence outcomes but not derail the upward trend.

Property taxes also outperformed expectations. The foreign real estate investment tax, intended to slow overseas purchases, generated €19.18 million—more than double the budgeted €9.35 million and 41% above 2024's €13.6 million (itself exceeding its €5 million forecast). Property transfer tax (ITP) reached €4.3 million, up 58% from 2024's €2.7 million and ahead of the €3.1 million projection. These gains underscore rising transaction volumes and values amid a heated real estate market, which authorities link to ongoing housing pressures. Former capital gains tax revenues, previously over €25 million in 2024, have been folded into IRPF, corporate and non-resident income taxes, obscuring direct comparisons for speculative deals.

The empty homes tax, raised to €100 per square metre under recent legislation, yielded just €42,875—covering only 428 square metres and indicating limited enforcement. Corporate tax and VAT also contributed strongly, offsetting a dip in consumption tax. Further details appear in the government's 2025 accounts closure document.

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