Andorra FIU Logs 46 Suspicious Transactions in 2025, Matching Prior Year

Andorra's Financial Intelligence Unit (UIFAND) received 46 reports of suspicious transactions in 2025, maintaining levels close to the 48 recorded in 2024, its annual activity report shows.

Banks accounted for 39 of those declarations, though the unit emphasized the continued involvement of various obliged entities in flagging operations for potential analysis related to money laundering or terrorism financing.

Domestic cooperation requests fell to 25 from 28 the previous year, with the Andorran Financial Authority (AFA) submitting 19 and the government six.

On the international front, requests received from abroad increased to 30 from 27, while UIFAND's outgoing requests plunged from 31 to eight. This resulted in 38 total exchanges: among incoming ones, 17 were information requests and 13 spontaneous disseminations of data deemed useful to foreign counterparts. The unit's outbound activity comprised seven information requests and one spontaneous dissemination.

Average response times improved to seven days, below the prior year's mark, which UIFAND cited as evidence of its robust cooperation framework for tackling cross-border financial crime.

The unit sent 27 case files to prosecutors, one fewer than in 2024; 10 stemmed from 2024 cases, and 17 were new that year. Closures dropped to 65 from 81, while ongoing investigations rose to 26 from 20. Seizable asset values varied across cases.

A standout trend was the 74% jump in individuals investigated, reaching 329 from 189, even as company probes fell nearly 37% to 98 from 156. Overall volumes held steady, signaling sustained oversight amid shifting patterns.