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Andorra Hits €237M Financing Capacity in Q3 2025 on Services Surplus

Robust €689M services exports offset goods trade deficit, driving 112.1% current account surplus amid solid external finances.

Synthesized from:
Diari d'AndorraEl Periòdic

Key Points

  • Andorra's Q3 2025 financing capacity hit €237.06M from €238.49M current account surplus.
  • Services exports of €689.21M created €267.40M surplus, offsetting €421.81M goods deficit.
  • Goods & services balance was 112.1% of current account.
  • Portfolio investments led financial account at €172.40M net inflow.

Andorra achieved a financing capacity of €237.06 million in the third quarter of 2025, propelled by a current account surplus of €238.49 million, the latest balance of payments figures show.

The goods and services balance delivered the strongest performance, representing 112.1% of the current account with a €267.40 million surplus. This stemmed from robust services exports totaling €689.21 million, which more than offset a goods trade deficit of €421.81 million and highlighted the Principat's role as a net services exporter.

Primary income recorded a deficit of €18.33 million, equivalent to 7.7% of the current account. Secondary income fell by 4.4%. Combining these with the capital account's €1.44 million deficit produced the overall financing capacity.

In the financial account, net transactions reached €175.17 million. Portfolio investments dominated at €172.40 million, followed by direct investment of €20.14 million, which reflected holdings of assets abroad. Other investments showed a net outflow of €3.27 million, while financial derivatives posted a €14.11 million deficit.

These results affirm Andorra's solid external finances, underpinned by its services sector strength despite persistent goods imports.

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