Andorra Orders Insurers to Submit Vehicle Policy Data for New Digital Portal

The Andorran government, via the Financial Authority (AFA), has required authorised insurers to provide data on all motor vehicle third-party liability policies in effect as of 30 June 2026. This will allow officials to verify and update the national vehicle registry before activating a new digital insurance portal.

Insurers must submit the information through a dedicated virtual office named "Base de Dades de Vehicles Assegurats". Required details include each vehicle's standard registration plate, any personalised plate, make, type, and the start date of the coverage period active on the reference date. The deadline is 9 September.

The portal aims to enable instant checks on whether any Andorra-registered vehicle has valid compulsory insurance. By cross-referencing insurer data with the official registry beforehand, authorities seek to identify discrepancies and ensure accuracy prior to launch. This forms part of broader work to modernise the vehicle registry and improve oversight of mandatory coverage.

The measure reinforces requirements under article 98 of Law 12/2021, the Road Traffic Code of 13 May 2021. It mandates that all registered vehicles, regardless of class, hold insurance from a licensed local provider. The new system promises faster, centralised verification to replace manual processes.