Creand Crèdit Andorrà Launches Pack Autònoms for Self-Employed with Fee-Free Account and Loans

Creand Crèdit Andorrà has introduced the Pack Autònoms, a financial package aimed at self-employed workers, freelancers, and small businesses in Andorra.

Open to both new and existing customers, the package provides a fee-free current account and a complimentary debit card for the first year. It also includes targeted financing and insurance benefits for this vital economic group.

Key financing products are the Préstec IGI Autònoms—exclusive to the market—with an interest rate of Euríbor 12 months +2% (TAE 4.82%) and no fees. This loan allows self-employed individuals to make instalment payments on their IGI tax liabilities. The Préstec Autònoms covers broader business needs at Euríbor 12 months +0% (TAE 4.06%).

Insurance benefits feature a 30% discount on various life insurance policies in the first year.

Jordi Playà, director of Creand's commercial banking division, emphasised the bank's commitment to supporting Andorra's business landscape. He noted that Creand offers proximity-based service through a specialised team of business managers delivering tailored advice. Playà described the Pack Autònoms as a distinctive package that comprehensively meets the professional requirements of this sector with effective, targeted solutions.

The launch features a draw for 10 European trips and fits Creand's focus on specialised services. It follows offerings like Joves Creand, aimed at 18- to 30-year-olds with fee-free accounts, free cards, online banking, and discounts on assets, health, and investments. The bank intends to keep expanding its products to match client needs.